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... But how many of you have ever thought to check your credit report on a regular basis? Chances are, very few people check their credit report and score annually. ... Hopefully the personal experience I am about to share with you all will change your way of thinking and when you go home today, you’ll invest a couple of dollars and purchase your own report. ... We can write a check, use a credit card, use a debit card, send a money order, or even pay by using actual money, which is just as good as currency. ... Credit cards are trouble. ... Nobody could steal a five dollar bill and ruin your credit.
The times however caught up with me, and I decided that it was time for a checking account, maybe even a credit card or two. Credit cards with rewards sounded nice, like a Delta Sky-Miles card. ... When I went to the Wachovia website to apply for a checking account, little did I know that I was about to start an adventure that lasted for months and would fight a battle to clear my name.
On the Wachovia website, they make applying for a checking account so easy. ... I liked the checking options that Wachovia had to offer, so I started the application. ...
While I waited for the letter, I thought I’d apply for a credit card or two, and get that taken care of. ... Since I was trying to establish credit, I looked for cards that were specifically designed to do just that, help me establish credit. ... All of these places offered cards designed to be your first and help you establish credit. ... The first letter to come was from Wachovia regarding my checking account. The letter stated that their decision was based on my credit report and that it was denied for the following reason(s): Bankruptcy.
Approximate Word count = 1538
Approximate Pages = 6.2
(250 words per page double spaced)
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