123 School Work

Identity Fraud A Concern for Affecting your Credit

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  Identity Fraud or Identity Theft is a major challenge in the workplace, today. Concerns about people going through your trash or hackers getting your credit card number from e-commerce sites are not the only worries regarding identity Fraud. The most common place for identity Fraud to occur out of all the millions of cases of identity theft reported last year was the workplace. Even if you take precautions and shred all your work or put your trash out right before pick up, you can still be a victim of identity theft from the workplace. Identity thieves steal your information from such things as employment applications, college financial-aid databases, and personnel records. Individual identity Fraud is not the only form, either. There has been a recent jump in Business identity theft, where the thieves steal a business' tax identification number and use it for unethical and illegal purposes.
       However, there are ways to prevent and protect yourself from cases of identity theft. Diane Terry, of TransUnion's Fraud Victim Assistance Department, advises people to blackout their credit card number on their hotel bill when filling out expense reports, or blacking out your driver's license number on rental car agreements, as ways to help prevent identity fraud. Also, Even though your employer needs your social security number, this article states that it should not be found on paychecks, parking permits, staff badges, time sheets, training-program rosters, promotions lists, monthly account statements and customer reports...