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Housing Situation in Dhaka
Population
Dhaka city was designated by the Census Commission of Bangladesh as the Dhaka Statistical Metropolitan Area in the 1981 Census and as Dhaka Megacity in the 1991 Census. The United Nations Department of International Economic and Social Affairs had earlier in 1987 identified Dhaka as one of Megacities of the World.
During the 1991-2006, 15 year period Dhaka’s population will increase from 7. ...
Income Patterns
The most recent data on income of Dhaka households are available form Dhaka Integrated Transport Study (DITS) 1994 and these summarised in Table 3. ... 3000 in the megacity region, while in Dhaka City Corporation area, the proportion of households in the same income category was 35 percent. The proportion of the rich in Dhaka, if the households earning income more than Taka 30,000 per month are considered to be the rich, was only 3 percent in the megacity and less than 5 percent in the DCC region.
Distribution of Household Income in Dhaka Megacity Region, 1993
Income Groups Figure in precent
SMA Cumulative DCC Cumulative
Below 1,500 8. ...
Upper income urban households enjoy fairly comfortable living in Dhaka. ... 5% of the population of Dhaka City Corporation area were found to be living under the poverty line income of Tk. ...
Source of Funds for Housing Provision in Dhaka
In housing activity, financing is key element. In Dhaka, most households have financed the provision of land by themselves through own savings, liquidation of funds or loans from relatives and friends. ... Financing of housing through borrowing from the Bangladesh House Building Finance Corporation or other commercial banks has also played a major role in housing of the middle and upper - middle income groups. ... All together nearly 100,000 housing units have been built in Dhaka through HBFC loans. ...
In the private informal sector middle class housing, incremental provision of housing is the norm where improvements and extension are undertaken once funds become available. For most people home ownership is beyond their means and they either rent cheap units in slums or squat on public land
• The ADB-GOB 1993 study on Housing Sector Institutional Support Project had identified eight major features that characterize the obstacles to resource mobilization for the housing finance system. ...
• A current lack of involvement of formal sector institutions in the provisions of serviced land and housing on a scale commensurate with demand at all levels.
• Limited access to housing credit by the urban and rural poor. ...
• No clear targeting of government assistance and policy guidelines for the housing finance sector. ...
Housing Demand in the Future
As has been indicated earlier, the population of Dhaka stands at nearly 9 million today. ... Such a population would require a large number of housing units. If the highly substandard and slum houses and the extremely poor squatter hutments are to be replaced by even the minimum standard housing, the number of new houses required would be enormous. ...
Housing Supply in Dhaka
The question “who provides housing” is best explained by looking at the city’s housing delivery system. In Dhaka the system is dominated by the private informal sector. Only 1% of housing units are delivered through the public sector. ...
Public Housing Subsystem
A large number of government institutions are involved in the supply of housing for their employees. The Public Works Department of the Ministry of Housing and Public Works is the largest single supplier of housing for public servants. The major aim of public housing is to provide housing for the employees of government and semi-government organizations on a rental basis1. ...
Other than PWD which is directly involved in housing activities in urban areas in the public sector, there are government and semi-government bodies which provide housing for their employees. Examples of such organization are Bangladesh Bank, Defence services employees housing, universities, port authorities, railways development authorities and so on. Out of all available housing units (35,000) in the public sector allocated through rental system, roughly about half is provided by these organizations directly, while the rest are provided by PWD. Most of the publicly supplied housing units are located in Dhaka City.
Public Housing Sites and Services Subsystem
While PWD builds houses for public employees, HSD, a Directorate within the Ministry of Housing and Public Works, supplies various types of housing to some targeted people.
Approximate Word count = 3500
Approximate Pages = 14
(250 words per page double spaced)
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